TOEFL Essay Topic 32 - Is it better to enjoy your money when you earn it or is it better to save your money for some time in the future? Use specific reasons and examples to support your opinion.
Needless to say, money is imperative. Everything you need to do requires a certain amount of money. In this situation, should we need to learn how to manage money at a young age to responsible adults? In my opinion, it is better for us to decide how to use our money for ourselves as early as possible for the following reasons.
First and foremost, children can learn how to use money in a planned manner, which is necessary for us to be responsible for ourselves. When I was in elementary school, my parents gave me a certain amount of money every month and allowed me to decide what to, when to, and when to use it for myself. Since I liked to buy cookies and candies, I usually ran out of it soon after I got it from my parents. One day, when I went to a shopping mall near my house and drop by a toy store, I found a miniature car of Ferrari, which interested me. However, since I had run out of almost all money, as usual, I was unable to buy it! I was disappointed. This bitter experience taught me the importance of saving money for the first time. As this example shows, people learn how to use money in a planned way by real experiences. Now, as an adult, I have a real Ferrari and even my house at Tokyo metropolitan area! I believe that this is because I have learned how to use and save money in a planned manner.
Moreover, children learn them with a relatively small risk. We, adults, have a lot of responsibilities for family, for a company and for society. Therefor, our failure on using money tend to cause serious troubles for ourselves and people around us. If I use all of my salary to buy candies, what will my beloved wife and daughter do? If I use my company’s money to invest in a hopeless business? On the other hand, kids don’t tend to bear huge responsibilities; thus their failures are more likely to cause little damages. It is true that I wasn’t able to buy the miniature car, which has no adverse effect on my current life.
In summary, managing money at a young age provides us opportunities to learn how to money in a planned way with a minimal risk. I firmly believe that we should start to money our money as early as possible.
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